1 Young enterprise refer to firms formed within the past 5 years with at least 1 employee, and more than 50% equity owned by individuals.
1 Borrower Group consists of the borrower as well as corporate shareholders that hold more than 50% of the total shareholding of the applicant company, and any subsequent corporate parents (all levels up) and subsidiaries all levels down. (Annual sales turnover and employment size are computed on a group basis).